The Cost of Financial Stress

Money stress eats up mental bandwidth. Distracted employees miss opportunities, struggle to stay productive, and can often end up leaving.

The Confidence Gap

Too many employees don’t know how to make their income work harder. They feel lost when it comes to CPF, saving, or retirement, which leads to anxiety and poor decisions.

The Company Challenge

HR teams find that most financial education options fall short. They are either too generic, too product-focused, or not designed for Singapore’s realities like CPF, SRS, and rising living costs.

Help your team put their money to work

Our financial workshop provides the knowledge, tools, and encouragement your team needs to feel less money stress.

Benefits for employees:

• Reduced financial anxiety

• Confidence to make smart money decisions

• Practical tools, no jargon

• Better understanding of CPF, investing basics, money mindsets, and more

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This service is ideal if you’re:

• HR, Learning & Development, or Total Rewards teams looking to support holistic employee wellbeing initiatives.

• Mid-sized to large organizations that want scalable impact.

• Employers who believe wellbeing is more than perks, it’s about giving employees financial peace of mind.

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Benefits for employers:

• More focused, engaged workforce

• Stronger retention & employer brand

• Easy implementation with visible impact

• Reinforce your company's values

What’s covered in the workshop?

In just one hour, your employees will gain practical tools, fresh perspectives, and the confidence to take control of their finances. Our sessions combine psychology, habits, and Singapore-specific knowledge to reduce money stress and build lasting wellbeing.

Sample workshop outline

1. Why Money Matters (5 min)

How financial stress impacts mental health, relationships, and work. Plus, why it’s one of the top three stressors in Singapore.

1. Money Psychology & Mindsets (10 min)

Explore how emotions drive financial choices, from early money memories to today’s confidence gap. Learn how shifting mindsets changes outcomes.

1. Building Smart Habits (10 min)

Simple practices like “pay yourself first,” automating savings, and separating wants vs. needs — tools employees can use right away.

1. Financial Awareness in Singapore (10 min)

CPF, SRS, and the realities of housing, healthcare, and retirement — explained simply and in context.

1. Investing Basics (10 min)

Why investing matters, how to start small, and common traps to avoid. Clear, no-jargon guidance for beginners.

1. Lessons from Market History (10 min)

From global crashes to rebounds, what history teaches us about resilience and long-term investing.

1. Wrap-Up & Next Steps (5 min)

Key takeaways, encouragement to start small, and resources for continued learning.

Why Tim Talks Money?

I caught the investing bug as a teenager and I’ve spent over 15 years in the finance industry (ex-Schroders and CGS International) working across retail, asset management, and private wealth covering both Asian and global markets. 

I’m passionate about helping people take control of their finances and building wealth through long-term investing.
Too often, I’ve seen bad “advice” given in order to drum up revenue for companies’ bottom lines (and not in the interest of clients).


You may have come across me on MoneyFM 89.3, Channel News Asia, SGX Academy, Lianhe Zaobao, Seedly, and The Financial Coconut, talking about everything finance-related, from credit cards and air miles to stock markets and dividend investing.


I’m known for breaking down complex financial topics into something that’s fun and easy to digest but, most importantly, actionable Finally, I am not associated with any financial institution in Singapore so what you get from me is an unbiased/no-BS take on real investing.

—Tim Phillips